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Cheap Auto Insurance in Tucson
To help you make your decision, we viewed the insurance rates of numerous insurance companies’ available in the state of Arizona and narrowed our results down from the 20 available insurers, to just 10 companies who can offer you everything you need to get you out on the road.
A. For Young Newer Drivers - Unmarried Male – Liability/Full Coverage
As you can see by the chart – the rates vary between the company, location, demographics, circumstances, and amount of coverage, whether it is liability only or full-coverage. We added in several profile drivers in Arizona to compare the differences in price. The first chart shows the cheapest insurance rates for a young single male.
| Unmarried Young Male | Liability Only |
| Safe Auto | $2,622 |
| Allstate | $2,800 |
| Progressive | $2,872 |
| American Family | $1,887 |
| Esurance | $3,978 |
| Farmers | $4,652 |
| Nationwide | $3,661 |
| Geico | $1,914 |
| Travelers | $2,684 |
| Infinaty | $2,087 |
| Unmarried Young Male | Full Coverage |
| Allstate | $2,671 |
| Progressive | $3,564 |
| American Family | $2,004 |
| Esurance | $4,512 |
| Farmers | $5,879 |
| Nationwide | $2,382 |
| Geico | $2,168 |
| Travelers | $3,256 |
| Infinaty | $3,186 |
B. For Young Newer Drivers Unmarried Female – Liability/Full Coverage
Young females are usually more cautious drivers than males who tend to be more risk takers, prone to aggressive behavior. In fact, according to the National Highway Traffic and Safety Administration (NHTSA), men of all ages have much higher accident rates than females of all ages. Therefore, the rate for female drivers, are significantly lower than the rates for male drivers in every city in Arizona by all companies that offer insurance.
You can see how female and male insurance rates compare by taking a look at the first four charts above.
| Unmarried Young Female | Liability Only |
| Safe Auto | $2,235 |
| Allstate | $2,208 |
| Progressive | $2,604 |
| American Family | $1,831 |
| Esurance | $3,213 |
| Farmers | $4,514 |
| Nationwide | $2,835 |
| Geico | $1,834 |
| Travelers | $2,214 |
| Infinaty | $1,966 |
| Unmarried Young Female | Full Coverage |
| Allstate | $2,135 |
| Progressive | $3,254 |
| American Family | $1,870 |
| Esurance | $3,658 |
| Farmers | $5,657 |
| Nationwide | $2,644 |
| Geico | $2,166 |
| Travelers | $2,634 |
| Infinaty | $2,767 |
C. Married Couple Middle Age - 40's - No Accidents – Liability/Full Coverage
In our analysis, we also included liability and full coverage costs of insurance for a married, middle-aged couple who are in their 40’s and never had an accident where they were at fault. You can view the rates we found in the charts above; chart 5 shows liability-only rates for married middle-aged couples and chart 6 shows the rates for full-coverage auto insurance for middle-aged couples without any at-fault accidents.
In viewing the charts above you can see that, of the 10 listed rates in Tucson, Arizona American Family has the cheapest. In contrast, Progressive is rather high compared to the others on the list.
| Married Couple – No Accidents | Liability Only |
| Safe Auto | $1,470 |
| Allstate | $2,028 |
| Progressive | $3,254 |
| American Family | $716 |
| Esurance | $1,641 |
| Farmers | $1,949 |
| Nationwide | $1,238 |
| Geico | $789 |
| Travelers | $1,358 |
| Infinaty | $906 |
| Married Couple – No Accidents | Full Coverage |
| Allstate | $1,994 |
| Progressive | $1,167 |
| American Family | $821 |
| Esurance | $1,654 |
| Farmers | $2,032 |
| Nationwide | $1,331 |
| Geico | $911 |
| Travelers | $1,602 |
| Infinaty | $1,415 |
D. Married Couple Middle Age - 40's - With at Fault Accidents – Liability/Full Coverage
Charts 7 and 8 show the rates for 40-year-old married couples who were the cause of an accidents in the past. While chart 7 is for liability insurance rates only, chart 8 is for full-coverage rates. Notice the difference between those who had accidents compared to those who didn’t, the rates for those with no accidents is much lower than for those with at-fault accidents. For example, the Geico rate for liability insurance for a 40-year-old married couple without accidents in Tucson, Arizona is $789 where the rate for liability insurance for the same couple would be $1,087 if they had any previous accidents where they were at fault.
| Married Couple – With Accidents | Liability Only |
| Safe Auto | $1,376 |
| Allstate | $2,402 |
| Progressive | $1,712 |
| American Family | $762 |
| Esurance | $2,025 |
| Farmers | $2,432 |
| Nationwide | $1,649 |
| Geico | $1,087 |
| Travelers | $1,642 |
| Infinaty | $1,271 |
| Married Couple – With Accidents | Full Coverage |
| Safe Auto | $1,376 |
| Allstate | $2,402 |
| Progressive | $1,712 |
| American Family | $762 |
| Esurance | $2,025 |
| Farmers | $2,432 |
| Nationwide | $1,649 |
| Geico | $1,087 |
| Travelers | $1,642 |
| Infinaty | $1,271 |