Every driver must have car insurance to be legal behind the wheel. But there are many different types of car insurance. And drivers have the freedom to pick and choose the types of coverage they want to carry. Some will prefer to go with less coverage and count on their ability to avoid accidents. Others will prefer to be covered against any risk on the road even if it means paying higher premiums.
This guide is intended to be a comprehensive overview of different types of car insurance. Drivers can rely on this information to find the right types of insurance for their needs and wants. Once armed with that knowledge, drivers can then seek out policies and rates that better fit their requirements. If you have a question about types of car insurance, look below for the answer.
Basic Types of Car Insurance
If you do not currently have car insurance you will want to consider one of these basic types of car insurance coverage options
Specialized Types of Car Insurance
Most drivers are not required to have the following specialized types of car insurance. But by making these inexpensive additions to an existing auto policy, drivers enjoy a greater level of protection:
Car Insurance Terms
Car insurance policies are filled with industry jargon and terms you may not be familiar with. Use this glossary to make sense of your policy:
What Type of Car Insurance is Right for You?
It takes careful research and consideration to find the right policy and the right mix of policies to satisfy your auto insurance needs. Below is quick overview of what types of car insurance are good for what types of drivers: